Disaster Loans Program Account

Dept. of Commerce Small Business Administration

Wildfire-Specific Spending: No

Wildfire Activities Funded: “Mitigation”, “Recovery”

113,926
TOTAL APPROPRIATIONS (IN MIL)
FY2017 – FY2025

Description

This Disaster Loans Program provides low interest loans to businesses and homeowners in declared disaster areas for physical repairs, financial obligations or operating expenses, and to mitigate future disasters. The program may becomes available when the President issues a major disaster declaration or when the Small Business Administration (SBA) Administrator makes a certain declaration.

Additional Program Notes & TCS Insights

Funding for the SBA Disaster Loan Account does not lapse at the end of the fiscal year, rather any remaining funds are rolled over to the next fiscal year. In addition to appropriations, the account receives revenue from disaster loan payments, including interest on the loans.

Appropriations

Regular Supplemental IIJA IRA
FY2015 186,900,000
FY2016 186,900,000
FY2017 186,000,000 450,000,000
FY2018 1,659,000,000
FY2019 10,000,000
FY2020 177,100,000 70,582,000,000
FY2021 168,075,000 35,460,000,000
FY2022 178,000,000 1,189,100,000
FY2023 179,000,000 858,000,000
FY2024 175000000 0 0
FY2025 406,000,000 2249000000 0
FY2026 Not Available 0

Last Updated: March 20, 2026

Received Infrastructure Investment and Jobs Act (IIJA) Funding: No

Received Inflation Reduction Act (IRA) Funding: No

Appropriations Notes

Appropriations for FY2020 and FY2021 may include some outlays related to COVID-19 pandemic response.

Additional TCS Resources

Paying the Price of Climate Change